*Unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, however, amount payable depends on the specific cover, exclusions and terms outlined in the relevant section of the PDS/FSG. Medical, hospital, dental or any ancillary benefits or expenses incurred more than 12 months from the time treatment for the injury or illness was first received will not be covered.
^ Dependants is defined as any of your children, stepchildren, foster children or grandchildren who are 19 years of age or under at the time you purchase your policy, are financially dependent on their parents or grandparents and not working full time. Dependants must be travelling with you for your entire trip and listed on your Certificate of Insurance.
~ The ‘Ski and Winter Sports’ option is only available if you are 85 years or under at the time you purchase your policy. Terms, conditions, exclusions, limits and sub-limits apply.
What’s Included in International Travel Insurance
Nothing beats the excitement of an overseas adventure but from the long-haul escapes to last minute detours, international travel rarely unfolds exactly as planned. Vacatio with World2Cover Travel Insurance can provide overseas travel insurance that could support you across borders, time zones and changing itineraries.
$Unlimited* Overseas Medical and Hospital
24/7 overseas medical emergency assistance
38 listed existing medical conditions are covered when you meet specific conditions. Please see the combined PDS/FSG for full details
Vacatio with World2Cover’s International Travel Insurance Plans
Our plans are designed to suit different types of travellers, from backpackers and seasoned solo explorers to holidaying families and couples.
This table is a summary of the International Plan benefits. Please see the combined PDS/FSG for more detail of cover in each section, as conditions, exclusions, section limits and sub-limits may apply as set out in each section. Additional sub limits may apply. Compare international travel insurance to find the right plan for your trip.
Choose your plan and go explore
Basic Cover
What’s included
- $Unlimited* overseas medical and hospital
- 24/7 overseas medical emergency assistance
- Emergency expenses (up to $5,000 per Adult)
- Luggage loss, theft, or damage (up to $2,000 per Adult)
- 38 listed existing medical conditions covered
- Most amateur sporting and adventure activities are covered at no extra cost, such as canyoning and hot air ballooning
Top Cover
What’s included
- $Unlimited* overseas medical and hospital expenses
- Choose your level of cover for cancellation fees and lost deposits due to unforeseen circumstances
- 24/7 overseas medical emergency assistance
- $Unlimited* emergency expenses
- Luggage loss, theft, or damage (up to $7,500 per Adult)
- Legal liability (up to $10,000,000 per Adult)
- Travel agent fees (up to $4,000 per Adult)
- Rental car excess (up to $5,000 per Policy)
- Travel delay (up to $3,000^^ per Adult)
- 38 listed existing medical conditions covered
- Most amateur sporting and adventure activities are covered at no extra cost such as hot air ballooning and bungee jumping
Essentials Cover
What’s included
- $Unlimited* overseas medical and hospital expenses
- Choose your level of cover for cancellation fees and lost deposits due to unforeseen circumstances
- 24/7 overseas medical emergency assistance
- Emergency expenses (up to $25,000 per Adult)
- Luggage loss, theft, or damage (up to $5,000 per Adult)
- Legal liability (up to $10,000,000 per Adult)
- 38 Listed existing medical conditions covered
- Most amateur sporting and adventure activities are covered at no extra cost such as hot air ballooning and bungee jumping
Why Choose Vacatio with World2Cover for Overseas Travel Insurance?
Cover for Australian Travellers
Vacatio with World2Cover International Travel Insurance options are designed for Australian travellers, offering options that suit different trip lengths and a range of destinations. Vacatio with World2Cover Travel Insurance could provide cover for unexpected medical expenses, cancellations, lost luggage and more, helping you travel with greater peace of mind and confidence.
There are also different levels of cover and additional add-on benefit options for activities like cruise travel, ski, snowboard and winter sports, and 24/7 emergency assistance, so that you can consider the plan that suits how you travel.
How to Compare International Travel Insurance
When comparing international insurance for travel, consider:
- Medical cover limits: Compare the maximum amount an insurer will pay if you get sick or injured overseas.
- Existing medical condition inclusions: Whether the insurer covers health issues you already have. Some conditions are automatically included, others need approval and some aren’t covered at all.
- Cancellation and delay benefits: Consider the cover for costs if your trip is cancelled, cut short or delayed.
- Luggage cover: Consider the protection for if your bags or valuables are lost, stolen or damaged.
- 24/7 emergency assistance availability: Is there a round-the-clock helpline you can call from anywhere in the world?
International Travel Insurance FAQs
What is international travel insurance?
International travel insurance could help cover Australians travelling overseas for unexpected events. It could cover medical emergencies, cancellations, lost luggage and more.
Does international travel insurance cover pre-existing conditions?
Vacatio with World2Cover Travel Insurance covers 38 listed existing medical conditions when specific criteria are met. Check the combined PDS/FSG for full details.
Is international travel health insurance the same as medical cover?
International travel health insurance can include medical cover but may also include additional benefits such as evacuation and 24/7 emergency assistance.
What international countries are covered by travel insurance?
Vacatio with World2Cover Travel Insurance offers cover options for a wide range of destinations including popular holiday spots across Southeast Asia, Japan and Europe. If you’re unsure about whether your holiday destination is covered, feel free to contact us.
Do I need a SIM card for international travel?
You don’t need a SIM card to travel internationally, but depending on your mobile provider and plan, having one can make staying connected cheaper and more convenient. Other travellers choose to rely on Wi-Fi or international roaming depending on their needs.
How much is international travel insurance?
The cost of international travel insurance can vary depending on destination, trip length, traveller age, coverage level and whether additional benefit options are selected. Click ‘Get a quote‘ for an international travel insurance quote with Vacatio | World2Cover today.
What is the best suitcase for international travel?
The best suitcase for international travel is one that’s durable, lightweight and easy to manoeuvre. Travellers often look for features like TSA-approved locks, spinner wheels and hard-shell protection to keep your belongings safe on long-haul flights and stopovers. If you’re comparing options, browsing lightweight luggage or carry-on friendly suitcases is a great place to start. To read tips on what to pack in your carry-on, read our Carry-On Luggage Essentials blog.
How to pack toiletries for international travel?
Packing toiletries for international travel is the easiest when you keep things organised, leak-proof and compliant with airport rules. Use travel-size containers, store liquids in resealable bags and consider solid options like bar shampoos to save space and avoid spills. Keeping essentials in a dedicated toiletry bag can also make security checks smoother.
*$Unlimited* means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions. Medical, hospital, dental or any ancillary benefits or expenses incurred more than 12 months from the time the treatment for the injury or illness was first received will not be covered. Terms, conditions (including eligibility criteria), limits, and sub-limits apply. Refer to the combined PDS/FSG for full details.
^^ Daily limits apply.
++The ‘Most Popular’ label is based on the number of policies sold to date. Please consider your own needs and read the Product Disclosure Statement before choosing a policy.
Cover that travels with you. Get a quote today.
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Dependant Coverage
Dependant children aged 19 or under can be added to your policy when they are travelling with you.^
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Ski & Winter Sports Cover
Option to add winter sports cover for your skiing and snowboarding adventures.~
Built for real life, not brochures
- Choose from 3 different international plans
- Quick quotes and benefits built for travellers
- Simple online assessment for existing medical conditions
- 24-hour overseas emergency assistance
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