*Unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, however, amount payable depends on the specific cover, exclusions and terms outlined in the relevant section of the PDS/FSG. Medical, hospital, dental or any ancillary benefits or expenses incurred more than 12 months from the time treatment for the injury or illness was first received will not be covered.
^ Dependants is defined as any of your children, stepchildren, foster children or grandchildren who are 19 years of age or under at the time you purchase your policy, are financially dependent on their parents or grandparents and not working full time. Dependants must be travelling with you for your entire trip and listed on your Certificate of Insurance.
The New Rules of Confident Travel in 2026
Travel feels different now – more connected, more dynamic, and sometimes more uncertain. The good news is that with a few calm, practical steps you can make 2026 your smoothest travel year yet. Here are the new rules seasoned travellers swear by.
- Start with a simple plan, not a perfect one. Map out your first 48 hours; from your arrival to cash/card access, any transits, where you’re going to get your first meal and your first night’s sleep. This reduces friction while leaving room for spontaneity later.
- Build a ‘travel‑ready’ bundle on your phone. Create a folder with – passport and booking scans, offline maps, translation apps, airline and rail apps, eSIM details, and emergency contacts. Set device passcodes and enable find‑my‑device.
- Learn the local micro‑norms. A few minutes on basic etiquette, tipping, greetings, and transit behavior pays off. You arrive aligned with the vibe instead of fighting it.
- Plan your connectivity before you fly. Decide on roaming vs. eSIM vs. local SIM. Pre‑install the app, download the profile, and test. A connected phone turns stress into quick solutions.
- Separate essential and nice‑to‑have bookings. Lock the pieces that save you time or money (accommodation, key intercity legs). Leave low‑risk items flexible (neighborhood wandering, casual tours).
- Keep finances flexible. Carry two cards from different providers, a small cash float, and enable travel alerts. Screenshot your card support numbers.
- Prep for health and small disruptions. Pack a minimalist kit – pain relief, band aids, motion tablets, electrolytes. Save local clinic details and your insurer’s assistance number.
- Understand your cover. Know what’s included (medical, cancellations, delays, baggage) and what needs add‑ons (ski, cruise or pre‑existing medical conditions).
Feeling calmer already? Read What’s Covered to understand your travel insurance options at a glance.
