Flights booked? Save 20% on the travel insurance premium^^. Use code WW20VAC.
^^Offer available from 8 Dec 2025 to 31 Mar 2026. The 20% discount applies to the travel insurance premium (excluding any applicable stamp duty or GST. T&Cs apply.
Europe: A Tapestry of Cultures
One continent. Countless adventures. Europe is a patchwork of cultures, cuisines, and coastlines. Where a single trip might span five countries, three languages, and a dozen train stations. From sipping espresso in Rome to chasing sunsets along the Amalfi Coast, every day brings a new story.
When planning your European adventure, consider how travel insurance can help protect your journey. Policies may provide cover for unexpected events such as medical emergencies, flight delays, or lost luggage, so you can travel with confidence and enjoy every moment. This information is general in nature, so always review the policy details and the product disclosure statement (PDS) to make sure it suits your needs before you purchase and to understand any limits, sub-limits, terms, conditions, and exclusions that may apply. Having travel insurance for Europe means you’re prepared for the unexpected, giving you freedom to focus on the experience.
- Driving through Tuscany or the French Riviera? Select VacatioWorld2Cover plans include rental car excess+ protection, so you’re covered if something happens on the road.
-
Planning to hop between Europe’s iconic cities? Select Vacatio World2Cover plans include cover for cancellations or delays due to strikes, weather, or unexpected events+.
- Europe’s train and flight networks are amazing, but delays happen. Compensation for missed connections can help keep your plans on track+.
+ Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details
Why Europe Captivates Travellers
Amalfi Coast Sunsets
Wind through cliffside roads, pause for gelato in Positano, and watch the Mediterranean turn gold. It’s the kind of detour that makes a trip unforgettable.
Art & History in Paris
From the Louvre’s masterpieces to quiet corners in Montmartre, Paris rewards curiosity. Take time to wander and let the city surprise you.
Spanish Tapas Nights
In Barcelona or Seville, evenings stretch late with plates of jamón, olives, and stories shared over sangria. Europe at its most social.
Swiss Rail Journeys
Scenic trains glide past lakes and snow-dusted peaks. Here, the view is as much the destination as the towns you stop in.
Prague’s Old-World Charm
Cobblestone streets, Gothic spires, and riverside cafés make this city feel like a storybook, perfect for history lovers with a romantic streak.
Practical Tips for a Smooth Europe Trip
Transport: Rail passes (Eurail) simplify multi-country travel; book high-speed trains early for savings.
Packing: Layers are key – Europe’s weather shifts quickly across regions.
Connectivity: SIM cards or eSIMs keep you online across borders.
Seasonal planning: Summer (Jun–Aug) for festivals and beaches; spring and autumn for mild weather and fewer crowds; winter for Christmas markets and alpine escapes.
Suggested Europe Itinerary (10–14 Days)
Days 1–3: Italy (Rome & Amalfi)
Historic landmarks, coastal drives, and culinary indulgence.
Days 4–6: France (Paris)
Museums, café culture, and evening strolls along the Seine.
Days 7–9: Spain (Barcelona or Seville)
Tapas trails, architectural wonders, and vibrant nightlife.
Days 10–12: Switzerland
Rail journeys through alpine landscapes and lakeside towns.
Days 13–14: Czech Republic (Prague)
Old-world charm, Gothic architecture, and riverside cafés.
A little preparation can help the small stuff stay small. For unexpected hiccups, consider Vacatio World2Cover travel insurance.
Still have questions?
Check out answers to common queries below.
Do I need travel insurance for Europe?
It’s not mandatory, but it’s helpful for multi-country trips; think missed connections, lost luggage, or medical emergencies.
Is a rail pass worth it?
If you’re visiting multiple countries, yes. For single-country stays, point-to-point tickets may be better.
When is the best time to visit Europe?
Spring and autumn for mild weather; summer for festivals; winter for Christmas markets and skiing.
Can I rent a car in Europe?
Yes – just check local rules and consider whether you may need an International Drivers Permit.
Cover that travels with you. Get a quote today.
-
Dependant Coverage
Dependant children aged 19 or under can be added to your policy when they are travelling with you.^
-
Ski & Winter Sports Cover
Option to add winter sports cover for your skiing and snowboarding adventures.~
*Unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, however, amount payable depends on the specific cover, exclusions and terms outlined in the relevant section of the PDS/FSG. Medical, hospital, dental or any ancillary benefits or expenses incurred more than 12 months from the time treatment for the injury or illness was first received will not be covered.
^ Dependants is defined as any of your children, stepchildren, foster children or grandchildren who are 19 years of age or under at the time you purchase your policy, are financially dependent on their parents or grandparents and not working full time. Dependants must be travelling with you for your entire trip and listed on your Certificate of Insurance.
~ The ‘Ski and Winter Sports’ option is only available if you are 85 years or under at the time you purchase your policy. Terms, conditions, exclusions, limits and sub-limits apply.
Built for real life, not brochures
- Choose from 3 different levels of cover
- Quick quotes and benefits built for travellers
- Simple online medical assessment for existing medical conditions
- 24-hour overseas emergency assistance