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1Offer available from 16 Apr 2026 to 31 Dec 2026. The 20% discount applies to the travel insurance premium (excluding any applicable stamp duty or GST). T&Cs apply.

Bali: The Island of Rhythm

Surfboards, scooters, and sunset skies—Bali moves to its own beat. One moment you’re chasing waterfalls in Ubud, the next you’re catching waves in Canggu. Every corner offers a new rhythm, and every day feels like freedom.

When planning your trip to Bali, consider how travel insurance can help protect your journey. Policies may provide cover for unexpected events such as medical emergencies, flight delays, or lost luggage, so you can travel with confidence and enjoy every moment. This information is general in nature, so always review the policy details and the product disclosure statement (PDS) to make sure it suits your needs before you purchase and to understand any limits, sub-limits, terms, conditions, and exclusions that may apply. Having travel insurance for Bali means you’re prepared for the unexpected, giving you freedom to focus on the experience.

  • Because Bali belly happens. Vacatio with World2Cover Travel Insurance offers $Unlimited* medical and hospital cover, leaving you to recover.
  • Ride those iconic Bali scooters with cover automatically included. Just make sure you’re licensed and helmeted.**
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*$Unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, however, amount payable depends on the specific cover, exclusions and terms outlined in the relevant section of the PDS/FSG. Medical, hospital, dental or any ancillary benefits or expenses incurred more than 12 months from the time treatment for the injury or illness was first received will not be covered.

**Mopeds and Scooters: For any 2- or 3-wheeled motor vehicle with an engine up to 50cc:

  • The driver must have a current Australian driver licence, or a valid licence for the country they are driving in (even if a licence is not required in that country). Australian learner permits are not accepted.
  • Both the driver and any passengers must wear helmets.
  • Cover is only for injuries to people while riding the moped or scooter. Damage to the vehicle itself is not covered.

For Mopeds or Scooters over 50CC conditions which is the driver must have a current Australian motorcycle licence, plus all the other conditions above.

Why Bali Captivates Travellers

Waterfalls in Ubud
Cool off under lush jungle canopies at Tegenungan or Tukad Cepung. These natural escapes are perfect for a day trip away from the crowds.

Surf the Waves in Canggu
Whether you’re a beginner or seasoned surfer, Canggu’s beaches deliver consistent breaks and a laid-back vibe. 

Temples at Sunset
Catch golden hour at Tanah Lot or wander through the serene grounds of Uluwatu Temple for a cultural deep dive.

Scooter Adventures
Few things feel as free as exploring Bali on two wheels. Just make sure you’re licensed, helmeted, and ready for the ride.

Balinese Cuisine
From nasi goreng to fresh seafood on Jimbaran Beach, Bali’s food scene is a feast for the senses.

bali-temple

Practical Tips for a Smooth Bali Trip

Transport: Scooters are popular, but ride safely and legally. For longer trips, hire a driver or use ride-share apps.

Etiquette: Dress modestly at temples and always remove shoes before entering sacred spaces.

Connectivity: SIM cards and pocket Wi-Fi are easy to find at the airport or local shops.

Seasonal planning: Dry season (Apr–Oct) is ideal for beaches and outdoor adventures; wet season (Nov–Mar) brings lush landscapes and fewer crowds.

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Woman on pink surfboard in ocean.

Suggested Bali Itinerary (6–8 Days)

Days 1–2: Ubud
Waterfalls, rice terraces, yoga sessions, and local markets.

Days 3–4: Canggu & Seminyak
Surf mornings, café hopping, and sunset cocktails.

Days 5–6: Uluwatu & Jimbaran
Temple visits, cliffside views, and seafood feasts.

Optional: Nusa Islands for snorkeling or diving.

Prefer to keep plans flexible? A little preparation helps the small stuff stay small. For unexpected hiccups, why not consider Vacatio with World2Cover Travel Insurance.

Still have questions?

Check out answers to common queries below.

Do I need travel insurance for Bali?

It’s not mandatory, but it’s helpful for things like scooter** mishaps, flight delays, or unforeseen last‑minute cancellations depending on the level of cover you select. It is important to review the Product Disclosure Statement (PDS) before purchase to understand what is and isn’t covered.

**Mopeds and Scooters: For any 2- or 3-wheeled motor vehicle with an engine up to 50cc:

  • The driver must have a current Australian driver licence, or a valid licence for the country they are driving in (even if a licence is not required in that country). Australian learner permits are not accepted.
  • Both the driver and any passengers must wear helmets.
  • Cover is only for injuries to people while riding the moped or scooter. Damage to the vehicle itself is not covered.

For Mopeds or Scooters over 50CC conditions which is the driver must have a current Australian motorcycle licence, plus all the other conditions above

Is it safe to ride scooters in Bali?

Yes, if you’re licensed, wear a helmet, and ride cautiously. Some cover options include scooter use at no extra cost. 

When is the best time to visit Bali?

Dry season (Apr–Oct) for beaches and surf; wet season (Nov–Mar) for lush scenery and quieter spots.

Can I surf and explore temples in the same trip?

Absolutely. Bali’s compact size makes it easy to mix beach days with cultural experiences.

More questions? View our Help page

Cover that travels with you. Get a quote today.

See what’s covered

  • Unlimited* Overseas Medical

    The policy includes an unlimited* medical expense benefit on international plans.

  • Dependant Coverage

    Dependant children aged 19 or under can be added to your policy when they are travelling with you.^

  • 24/7 Overseas Emergency Assistance

    You get access to overseas emergency assistance 24 hours a day, 7 days a week.

  • Ski & Winter Sports Cover

    Option to add winter sports cover for your skiing and snowboarding adventures.~

*Unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, however, amount payable depends on the specific cover, exclusions and terms outlined in the relevant section of the PDS/FSG. Medical, hospital, dental or any ancillary benefits or expenses incurred more than 12 months from the time treatment for the injury or illness was first received will not be covered.
^ Dependants is defined as any of your children, stepchildren, foster children or grandchildren who are 19 years of age or under at the time you purchase your policy, are financially dependent on their parents or grandparents and not working full time. Dependants must be travelling with you for your entire trip and listed on your Certificate of Insurance.
~ The ‘Ski and Winter Sports’ option is only available if you are 85 years or under at the time you purchase your policy. Terms, conditions, exclusions, limits and sub-limits apply.

Built for real life, not brochures

  • Choose from 3 different international plans
  • Quick quotes and benefits built for travellers
  • Simple online assessment for existing medical conditions
  • 24-hour overseas emergency assistance
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