What’s covered
Travel doesn’t always follow the itinerary, but travel insurance can help you keep moving if things change.
Flexible cover for travellers
Vacatio World2Cover travel insurance offers flexibility for solo travellers, couples and families. With options to choose your cancellation limit and add cover for cruises and winter sports on select plans, you can adjust your cover to help suit your plans.
Vacatio World2Cover’s Travel Insurance Plans
This table is a summary of the International and Domestic Plan benefits. Please see the combined PDS/FSG for more detail of cover in each section, as conditions, exclusions, section limits and sub-limits may apply as set out in each section, and additional sub limits may apply.
Choose your plan and go explore.
Basic Cover
What’s included
- $Unlimited* overseas medical and hospital
- 24/7 overseas medical emergency assistance
- Emergency expenses (up to $5,000 per Adult)
- Luggage loss, theft, or damage (up to $2,000 per Adult)
- 38 listed existing medical conditions covered
- Most amateur sporting and adventure activities are covered at no extra cost, such as canyoning and hot air ballooning
MOST POPULAR ++
Top Cover
What’s included
- $Unlimited* overseas medical and hospital
- Choose your level of cover for cancellation fees and lost deposits due to unforeseen circumstances
- 24/7 overseas medical emergency assistance
- $Unlimited* emergency expenses
- Luggage loss, theft, or damage (up to $15,000 per Adult)
- Legal liability (up to $10,000,000 per Adult)
- Travel agent fees (up to $4,000 per Adult)
- Rental car excess (up to $5,000 per Policy)
- Travel delay (up to $3,000^^ per Adult)
- 38 listed existing medical conditions covered
- Most amateur sporting and adventure activities are covered at no extra cost, such as canyoning and hot air ballooning
Essentials Cover
What’s included
- $Unlimited* overseas medical and hospital
- Choose your level of cover for cancellation fees and lost deposits due to unforeseen circumstances
- 24/7 overseas medical emergency assistance
- Emergency expenses (up to $25,000 per Adult)
- Luggage loss, theft, or damage (up to $7,500 per Adult)
- Legal liability (up to $10,000,000 per Adult)
- 38 listed existing medical conditions covered
- Most amateur sporting and adventure activities are covered at no extra cost, such as canyoning and hot air ballooning
Domestic Cover
What’s included
- Cancellation fees and lost Deposits due to unforeseen circumstances (default of $5,000 or limit chosen up to *Unlimited per Adult)
- Emergency expenses (up to $25,000 per Adult)
- Luggage loss, theft, or damage (up to $7,500 per Adult)
- Rental car excess (up to $5,000 per Policy)
- Travel Agent Fees (up to $2,000 per Adult)
*$Unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions.
^^Daily limits apply.
++The ‘Most Popular’ label is based on the number of policies sold to date. Please consider your own needs and read the Product Disclosure Statement before choosing a policy.
Existing Medical Conditions
Travelling with a health history? Vacatio World2Cover travel insurance can consider a range of existing medical conditions for cover under your policy. Please refer to the PDS/FSG for eligibility and more details, as cover for existing medical conditions differs between international and domestic plans.
Need extra cover for bigger adventures? There are options.
Vacatio World2Cover travel insurance has additional options you can select including for:
Cruises
Add the cruising option to your World2Cover policy for cruise cover – cruise is defined as an ocean voyage on a commercially operated vessel lasting two nights or more.
Ski or Winter Sports
Add the Ski & Winter Sports option to your World2Cover policy for cover related to winter activities.~
Cover that travels with you. Get a quote today.
-
Dependant Coverage
Dependent children aged 19 or under can be added to your policy when they are travelling with you.^
-
Ski & Winter Sports Cover
Option to add winter sports cover for your skiing and snowboarding adventures.~
*Unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, however, amount payable depends on the specific cover, exclusions and terms outlined in the relevant section of the PDS/FSG. Medical, hospital, dental or any ancillary benefits or expenses incurred more than 12 months from the time treatment for the injury or illness was first received will not be covered.
^ Dependants is defined as any of your children, stepchildren, foster children or grandchildren who are 19 years of age or under at the time you purchase your policy, are financially dependent on their parents or grandparents and not working full time. Dependants must be travelling with you for your entire trip and listed on your Certificate of Insurance.
~ The ‘Ski and Winter Sports’ option is only available if you are 85 years or under at the time you purchase your policy. Terms, conditions, exclusions, limits and sub-limits apply.
Built for real life, not brochures
- Choose from 3 different international plans
- Quick quotes and benefits built for travellers
- Simple online assessment for existing medical conditions
- 24-hour overseas emergency assistance
